---
title: 💰 How much does it cost to receive advice?
description: Find out how much financial advice costs, what pricing structures advisers use, and what to expect from your free initial consultation.
---

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# 💰 How much does it cost to receive advice?

## Find out how much financial advice costs, what pricing structures advisers use, and what to expect from your free initial consultation.

Understanding the cost of financial advice is important when planning your next steps. While your **initial consultation with an adviser is free**, ongoing financial advice comes with costs that vary depending on the services you need.

To get a clearer idea of what you might expect to pay, use our **[Cost of Advice](https://www.unbiased.co.uk/discover/personal-finance/savings-investing/cost-of-advice)** guide, which breaks down typical fees for different types of advice, including pension planning, investment management, and mortgage advice.

### **How Will My Adviser Outline Costs?**

Your adviser will clearly explain their fees after your initial consultation. Common pricing structures include:

- **Fixed fees** – A set price for a specific service, such as pension advice or estate planning.
- **Hourly rates** – Some advisers charge per hour, typically for ad-hoc financial guidance.
- **Percentage of assets** – Advisers managing your investments may charge a percentage of your portfolio’s value.

For more details on what to expect, read our full breakdown: **[How much does financial advice cost?](https://www.unbiased.co.uk/discover/personal-finance/savings-investing/cost-of-advice)**

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